Florida No-Fault Auto Insurance

Florida is a “no-fault” auto insurance state. If you were in a car accident and are a Florida resident your auto insurance covers your medical bills, no matter if you are at fault for the accident or not. If you were a passenger in the car and don’t have auto insurance, you are covered under the driver’s auto insurance. Your auto insurance acts a health insurance for your auto accident injuries. Thus, it is not required to have health insurance, Medicare, Medicaid; it is billed secondary to your auto insurance.
 

We bill your auto insurance for your injuries, so you don't have to.